New Jersey · Investor Owned · serves 362 ZIP codes
Public Service Elec & Gas Co rate plans
4 residential plans are currently open to new customers that we can price side by side. Some charge different prices depending on the hour — which is where most of the savings hide.
Looking for when the expensive hours are? Public Service Elec & Gas’ peak hours, plan by plan →
What does Public Service Elec & Gas cost at a normal month’s usage?
A household using 1,000 kWh a month pays about $1,151 a year on the cheapest of the 5 plans we can price here — WHS - Water Heating Storage Service — and $3,657 on the priciest. Same house, same wires.
| A month of | Cheapest, a year | On which plan | Priciest |
|---|---|---|---|
| 500 kWh | $582 | WHS - Water Heating Storage Service | $1,865 |
| 1,000 kWh | $1,151 | WHS - Water Heating Storage Service | $3,657 |
| 2,000 kWh | $2,290 | WHS - Water Heating Storage Service | $7,243 |
The same plan is cheapest at every level of use here, so the answer does not turn on how much you use. Estimates from the filed tariff, priced hour by hour on a household with central air — not a quote.
How much does the plan you pick actually matter here?
Run the same three-bedroom house with central air through every plan Public Service Elec & Gas Co files, and the bill lands anywhere between $2,159 and $2,895 a year. That $737 spread is not a difference in electricity — it is the same kilowatt-hours, from the same wires, priced under different rules. Nobody sends you a letter when you are on the wrong side of it.
The plan most households land on by default, RS - Residential Service, comes to about $2,669. The cheapest option here, RHS - Residential Heating Service, comes to $2,159 — a gap of about $510 a year for a household that never changed a single habit. Whether you can actually capture that depends on when you use power, which is what the calculator below is for.
2 of these 4 plans price by the hour. Those are the ones where moving laundry, dishes, or car charging into the cheap window changes the bill; on the rest, the clock is irrelevant and only the total matters. Which camp you belong in is the first question worth settling, because it decides whether shifting your day is worth anything at all.
Watch the fixed charges too. Across these plans they run from $72 to $167 a year before a single kilowatt-hour is counted. For a small household that difference alone can outweigh the per-kWh price, which is why comparing cents per kilowatt-hour on its own quietly misleads.
How Public Service Elec & Gas compares across New Jersey
Run the same three-bedroom house with central air through its default plan at each of the 3 New Jersey utilities we cover, and Public Service Elec & Gas comes in 2nd cheapest at about $2,669 a year; the state median is $2,669. The range runs from $1,938 at Jersey Central Power & Lt to $2,794 at Atlantic City Electric, and since the utility is set by the address, the part of that gap you can act on is the plan, not the company.
The other two households tell the same story in different sizes: a small apartment pays about $1,383 here against a state median of $1,383, and the same house with an electric car charging overnight about $3,668 against $3,668. Effective rate, fixed charge included, is 28.2¢ per kilowatt-hour for the family home.
Inside Public Service Elec & Gas itself, the gap between its cheapest and dearest plan for that house is $737 a year — less than the $856 between New Jersey's cheapest and dearest utilities. Here the address decides most of the bill; the plan decides the rest.
Every New Jersey utility we cover, priced for the same three households →
Which plan would cost you least?
No bill upload, no sign-up. Tell us roughly what a month costs you and what runs on electricity — we price every plan against the same household and show you the gap.
That adds up to 5,966 kWh a year. Compare it to the total on your bill and adjust until it’s close.
Same usage, different plan
$1,224a year
That is the gap between the cheapest plan you could be on — WHS - Water Heating Storage Service — and the priciest. Not by using less power. By being billed differently for the same power.
| Plan | Per year | Vs best |
|---|---|---|
| WHS - Water Heating Storage ServiceOne rate, every hour of the year. | $578 | — |
| RHS - Residential Heating ServiceThe hour never matters here — only the season. Rates peak June–September. | $1,356 | +$778 |
| RLM - Residential Load Management (TOU)Peak hits 7am–9pm every day, all year. | $1,483 | +$905 |
| RS - Residential ServiceThe hour never matters here — only the season. Rates peak June–September. | $1,678 | +$1,100 |
| RS-TOU-3P - Residential TOU 3 Period ServicePeak hits 4pm–9pm every day, all year. | $1,802 | +$1,224 |
An estimate, not a quote. Supply charges move month to month, and your real usage pattern is not exactly this one. What it does show reliably is the gap between plans — both are priced off the same assumptions.
Before you switch anything
- What is a time-of-use electricity rate?
The same kilowatt-hour, priced differently depending on when you use it.
- Should you switch to a time-of-use electricity plan?
A wide peak-to-off-peak gap is a lever, not a saving. Levers need something to move.
- How to compare electricity plans without getting it wrong
Six things that break a comparison, and the order to check them in.
Every plan, in detail
Hour-by-hour schedules, tier thresholds, and the tariff each one comes from.
- RHS - Residential Heating Serviceflat
The hour never matters here — only the season. Rates peak June–September.
18.3–25.9¢ - RLM - Residential Load Management (TOU)time-of-use
Peak hits 7am–9pm every day, all year.
13.3–36.6¢ - RS - Residential Serviceflat
The hour never matters here — only the season. Rates peak June–September.
25.9–30.4¢ - RS-TOU-3P - Residential TOU 3 Period Servicetime-of-use
Peak hits 4pm–9pm every day, all year.
10.4–60.1¢ - WHS - Water Heating Storage Serviceflat
One rate, every hour of the year.
9.5¢