RS - Residential Service
When does peak hit on Public Service Elec & Gas Co’s RS - Residential Service? The hour never matters here — only the season. Rates peak June–September.
- peak29.07¢
- off-peak25.88¢
What does RS - Residential Service cost a year?
| Household | Uses | A month | Per year | Works out to |
|---|---|---|---|---|
| Apartment One or two people, no central air, no electric heat | 4,866 kWh | $115 | $1,383 | 28.4¢ / kWh |
| Family home Three or four people with central air conditioning | 9,453 kWh | $222 | $2,669 | 28.2¢ / kWh |
| Home with an EV Same house, plus an electric car charging overnight | 13,103 kWh | $306 | $3,668 | 28.0¢ / kWh |
Estimates, not quotes. We run three made-up but realistic households through this tariff hour by hour for a full year — including the way air conditioning loads the afternoon and an EV loads the small hours. Your own bill depends on when you actually use electricity, which is exactly the thing a per-kWh number hides.
What you actually pay
| Period | Rate | Applies when |
|---|---|---|
| peak | 29.07¢ up to 600 kWh30.42¢ | midnight–midnight, June–September |
| off-peak | 25.88¢ up to 600 kWh25.88¢ | midnight–midnight, October–May |
Plus a fixed charge of $6 per month.
Should you be on RS - Residential Service?
The hour of day does not change what you pay here — the month does. Running the same house through the full year, July costs about $332 and February about $161. That $172 swing is part rate and part weather, and it is the reason a budget built on your spring bill will break in July.
There is a usage cliff to watch. The first 600 kWh each month are billed at 29.1¢; past that line the rate steps up to 30.4¢ — 5% more for every unit after. The last kilowatt-hour of a heavy month is the expensive one, which is why cutting a little off a big month saves more than cutting the same amount off a small one.
Before a single kilowatt-hour moves, this plan charges $72 a year in fixed fees. On the apartment above that is 5% of the whole bill; on the house with a car charging in it, 2%. Fixed charges are invisible in a cents-per-kWh comparison and they punish small users hardest — if you use very little electricity, the headline rate is the least important number on this page.
How it compares to Public Service Elec & Gas’s other plans
Measured against the other residential plans this utility files, a family home lands 3rd cheapest of 4. The cheapest option, RHS - Residential Heating Service, would run about $510 a year less.
Other Public Service Elec & Gas plans
Who can be on Public Service Elec & Gas’s RS - Residential Service?
Eligibility is not our judgement — it is written into the tariff Public Service Elec & Gas filed. This is what that document says:
Delivery service for residential purposes. Customers may either purchase electric supply from a Third Party Supplier (TPS) or from Public Service�s Basic Generation Service default service as detailed in this rate schedule.
Quoted from the filed tariff. Your utility decides eligibility, not us; check with them before you switch.
If this is new to you
- Tiered billing for electricity: why the last kWh costs more
A cheap allowance, then a cliff. Where the cliff sits is the whole game.
- Should you switch to a time-of-use electricity plan?
A wide peak-to-off-peak gap is a lever, not a saving. Levers need something to move.
- Why is my electric bill so high in summer?
Usually three causes at once, and only one of them is your air conditioner.
- Why is my electric bill so high? Seven causes, in the order to check them
Seven causes, ranked by how often they are the answer. Only two are about using more.
Where this comes from
- Effective
- 2026-04-01
the date this tariff took effect
- Covers
- delivery + supply
Delivery Charges + Basic Generation Service + Transmission
- Enrollment
- open to new customers
Tariff document: https://nj.pseg.com/-/media/pseg/public-site/documents/current-electric-tariff/electric-tariff-17-sprc-effective-20260401.ashx