RS-TOU-3P - Residential TOU 3 Period Service
When does peak hit on Public Service Elec & Gas Co’s RS-TOU-3P - Residential TOU 3 Period Service? Peak hits 4pm–9pm every day, all year.
- peak60.09¢
- mid38.59¢
- off-peak10.45¢
What does RS-TOU-3P - Residential TOU 3 Period Service cost a year?
| Household | Uses | A month | Per year | Works out to |
|---|---|---|---|---|
| Apartment One or two people, no central air, no electric heat | 4,866 kWh | $124 | $1,484 | 30.5¢ / kWh |
| Family home Three or four people with central air conditioning | 9,453 kWh | $241 | $2,895 | 30.6¢ / kWh |
| Home with an EV Same house, plus an electric car charging overnight | 13,103 kWh | $273 | $3,277 | 25.0¢ / kWh |
Estimates, not quotes. We run three made-up but realistic households through this tariff hour by hour for a full year — including the way air conditioning loads the afternoon and an EV loads the small hours. Your own bill depends on when you actually use electricity, which is exactly the thing a per-kWh number hides.
What you actually pay
| Period | Rate | Applies when |
|---|---|---|
| peak | 60.09¢ | 4pm–9pm, June–September |
| mid | 38.59¢ | 4pm–9pm, October–May |
| mid | 27.41¢ | 6am–4pm, 9pm–midnight, 6am–midnight, June–September |
| mid | 26.53¢ | 6am–4pm, 9pm–midnight, 6am–midnight, October–May |
| mid | 10.48¢ | midnight–6am, October–May |
| off-peak | 10.45¢ | midnight–6am, June–September |
Plus a fixed charge of $6 per month.
Should you be on RS-TOU-3P - Residential TOU 3 Period Service?
This is a time-of-use plan, which means the clock decides your bill as much as the meter does. At the worst hour you pay 60.1¢ a kWh; at the best hour, 10.4¢ — 5.8× apart for identical electricity.
That gap is worth real money only if you can move load into it. Every kilowatt-hour a day you shift from 4pm to midnight is about $181 a year. A dishwasher run is roughly 1.5 kWh; an EV commute charge is 8 to 12. If your day is fixed — you are home in the evening and the air conditioner runs when it runs — a plan like this costs you more, not less.
Before a single kilowatt-hour moves, this plan charges $72 a year in fixed fees. On the apartment above that is 5% of the whole bill; on the house with a car charging in it, 2%. Fixed charges are invisible in a cents-per-kWh comparison and they punish small users hardest — if you use very little electricity, the headline rate is the least important number on this page.
Expect the bill to move with the calendar. The same family home costs about $377 in July and $168 in February — a $209 spread driven by heating and cooling far more than by anything you chose. Budget against the July figure, not the average, and a summer bill stops being a surprise.
How it compares to Public Service Elec & Gas’s other plans
Measured against the other residential plans this utility files, a family home lands 4th cheapest of 4. The cheapest option, RHS - Residential Heating Service, would run about $737 a year less.
Against RS - Residential Service, which looks like the plan you land on by default, this one comes out $227 more per year (8%). We infer the default from the tariff structure rather than a flag in the data, so confirm it against your own bill before you switch.
Other Public Service Elec & Gas plans
Who can be on Public Service Elec & Gas’s RS-TOU-3P - Residential TOU 3 Period Service?
Eligibility is not our judgement — it is written into the tariff Public Service Elec & Gas filed. This is what that document says:
Delivery service for residential purposes. Customers may either purchase electric supply from a Third Party Supplier (TPS) or from Public Service�s Basic Generation Service default service as detailed in this rate schedule.
Quoted from the filed tariff. Your utility decides eligibility, not us; check with them before you switch.
If this is new to you
- When is electricity cheapest? Off-peak hours explained
Overnight, usually. All weekend, often. The exact hours are in your tariff, not in a rule of thumb.
- Should you switch to a time-of-use electricity plan?
A wide peak-to-off-peak gap is a lever, not a saving. Levers need something to move.
- When should you charge an electric car at home?
The single biggest load most homes can move, and the easiest to automate.
- Why is my electric bill so high in summer?
Usually three causes at once, and only one of them is your air conditioner.
Where this comes from
- Effective
- 2026-04-01
the date this tariff took effect
- Covers
- delivery + supply
Delivery Charges + Basic Generation Service + Transmission
- Enrollment
- open to new customers
Tariff document: https://nj.pseg.com/-/media/pseg/public-site/documents/current-electric-tariff/electric-tariff-17-sprc-effective-20260401.ashx